Investing in Unit Trusts

Unit Trusts are a common type of collective investment.

A unit trust is a large fund of monies and/or investments pooled together and controlled by trustees to gain capital appreciation, income, or both.

Unit Trusts are made up of 'units'. Each unit will have both a buying price and a selling price. The difference in these prices includes the fund management charges. The number of units held, multiplied by the current price, gives the current value of an investor’s holding.

These investments are open-ended, which means that units are created every time an investor puts money into the fund, and liquidated when they withdraw money so that the fund can react to demand and continually grow through prosperous periods.

Investors can then enjoy the benefits of larger investments. However, during periods of poorer performance, the fund may need to sell assets to enable investors to withdraw their monies, so the fund size is reduced.

!

THE VALUE OF INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.

London Stock Exchange

Value Move %
FTSE 100
8992.54 19.9 0.222
FTSE 250
21835.53 69.1 0.317
FTSE 350
4938.12 11.59 0.235
FTSE All Shares
4888.17 11.43 0.234
Dow Jones
44484.49 229.707 0.519
Nasdaq
20885.648 155.158 0.748

Currencies

Value Move %
0
1.155 -0.002 -0.134
GBP/NOK
13.758 -0.054 -0.395
0
13.008 -0.073 -0.558
GBP/USD
1.343 0.001 0.103

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
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